Back-to-school budget hacks with Maya!

by - August 03, 2024

The summer break is almost over for my kids, and I'm sure most of us parents are feeling excited for our kids while also dreading the new school year ahead because of all the expenses we usually encounter yearly.


Having gone through this for many years with my kids has a positive side—learning how to budget wisely! Here are some tips on how to stretch your budget this back-to-school season:

  1. Do an Inventory: Reuse school items that are still in good condition (e.g., a durable school backpack). We got our kids good quality backpacks last year, so they're still fine to use for the next school year. Also, take note of the school supplies you have at home, like pencils and notebooks, so you only need to buy what you’re lacking.


2.Make a List: Before you go grocery shopping, make a list to ensure you don’t go over budget and get exactly what you need for their baon.

3.Look for Deals and Discounts: Take advantage of sales and discounts at bookstores or department stores for school supplies and uniforms

4.Pack Meals: Preparing lunches or meals at home to bring to school can help save money instead of eating at the cafeteria every day.

5. Budget Management through Maya Easy Credit: Stretching your budget and relieving your expenses is a breeze with Maya Easy Credit. It lets you borrow ₱30,000 in just seconds (pay back within 30 days) with no paperwork needed via the Maya app. You can transfer the funds to your wallet or pay directly for in-store purchases and online at SM, Robinson’s, Shopee, or Lazada.




Personally, having multiple kids going to school at the same time can be tough on our budget. But thankfully, Maya Easy Credit makes it more flexible for us, especially when we need to pay for their tuition fees. We don’t have to worry about meeting deadlines and can get their other school supplies with the extra budget we receive from Maya Easy Credit. It helps turn our anxiety about the new school year into excitement!


Also, when you use Maya, here are some of the awesome perks you can experience:

Score cash prizes and back-to-school gadgets every week! Every ₱250 you spend using Maya earns you raffle entries for a chance to be one of the 20 weekly winners of ₱10,000 and Honor gadgets from July 1 to August 31, 2024


  • Boost your Maya Savings with every spend! You can grow your money while spending on school expenses. Boost your savings up to 15% p.a. interest, credited daily, whenever you use Maya for your transactions.

Maya is here to make back-to-school shopping a breeze for everyone! Register and upgrade for a Maya account using my code AVALOVESMAYA to get P30 cashback when you make your first P20 spend.





Starting a new school year can be challenging. But with planning ahead, managing your budget effectively, and being mindful of your spending, you can navigate things smoothly!


Artsy Ava
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